Tools.
We build the tools we wish we had. Calculators, templates, and frameworks for modern finance and compliance teams.
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EMI Capital Adequacy Calculator
Instantly calculate your ongoing capital requirements based on Method A, B, or C under the EMRs.
Safeguarding Readiness Checklist
10-point self-assessment of your safeguarding setup. T+1 compliance, fee splitting, commingling risk, account structure. Get your score instantly.
License Application Cost Estimator
Select your jurisdiction. Answer 6 questions. Get a realistic estimate of total costs, capital requirements, and timeline for your EMI or PI application.
QuietOps™ Noise Score
Rate your operations across 10 areas. Get a score that tells you how loud your payment operations are — and where the noise is coming from.
Regulatory Runway Modeler
Forecast your cash burn through the pre-revenue period during a 9–12 month license application. Know exactly when you need capital — before you run out.
Settlement Reconciliation Template
A working template for daily settlement reconciliation. Gateway data vs. bank statement vs. scheme settlement file. Auditor-ready from day one.
Board Reporting Pack Template
A structured monthly reporting pack for payment institutions. P&L by product, cost center summary, key metrics, regulatory dashboard. Ready to fill in.
M&A Operational Due Diligence Checklist
The complete checklist for assessing a payment company acquisition. 50+ items across operations, systems, compliance, team, banking, and integration risk.
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